New York doesn’t require attorneys to carry malpractice insurance or disclose that they don’t. What the rules actually say, the narrow exception, and why the market mandates what Albany doesn’t.
California doesn’t mandate malpractice insurance — but uninsured lawyers must disclose it to clients in writing under Rule 1.4.2, and skipping the disclosure can void your fee agreement.
Two quotes with the same premium can offer very different protection. The seven lines that matter — limits, defense costs, retro date, deductible, exclusions, consent, tail terms.
A breach isn’t a malpractice claim — and malpractice policies aren’t built to pay for one. What LPL covers, what cyber covers, and why law firms need both, coordinated.
The week you hire, you become an employer — payroll, the Texas workers’ comp decision, EPLI exposure, and the benefits question. The setup list, in order.
No entity shields you from your own malpractice. What Texas firm structures actually protect, the repealed LLP insurance rule people still cite, and how entity choice interacts with coverage.